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Free Personal Checking

  • No minimum balance required
  • No monthly service charges (requires monthly account activity)
  • Check images are safe-kept for you
  • $50 minimum deposit to open
Free personal checking
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Business Checking

  • Minimum opening deposit of $100
  • $500 minimum balance
  • $7.00 service charge if balance below minimum
  • Check images delivered with statement
Business Checking
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Keystone Checking ( For seniors 60 years and older )

  • Free checks
  • $50 minimum opening deposit
  • No monthly service charge
  • Free Notary services
  • Monthly statements with check images
Keystone Checking
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Personal Checking

  • $500 minimum balance
  • $5 monthly service charge if balance below minimum
  • Check images delivered with statement
  • $50 minimum opening deposit
Personal Checking
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NOW Checking

  • Variable rate account
  • Interest compounded daily
  • $800 minimum deposit
  • $800 minimum balance to avoid service charge
  • $25 minimum balance maintained to obtain annual percentage yield
NOW Checking
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Passbook Savings

  • $50 minimum opening deposit
  • $25 minimum balance to accrue interest
  • Service charge if balance drops below $25
  • Interest calculated on a daily basis
  • Interest paid on a quarterly basis
Passbook Savings
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Rainbow Kids Club

  • For any child who opens a Passbook Savings account
  • Minimum $10 deposit
  • Prizes given to children at set account balance levels
  • Interest calculated on a daily basis
  • Interest paid on a quarterly basis
Rainbow Kids Club
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Golden IRA Passbook

  • $100 minimum opening deposit
  • Minimum deposits of $25
  • No withdrawals without penalty before age 59 1/2.
  • Interest compounded daily, credited quarterly
Golden IRA Passbook
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Money Market Account

  • $2,500 minimum opening deposit
  • Service charge if balance drops below $2,500
  • 6 third party EFT's out of account each statement period
  • 3 checks drawn on account each statement period
  • 6 EFT's from internal account to another internal account
Money Market
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Certificates of deposit

  • Fixed rate of term
  • Terms from 3 months to 10 years
  • Automatic renewal available
Certificates of deposit
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